How does Choose Your Legacy change spending?
Where to find it: TIME MACHINE results → TOOLS → CHOOSE YOUR LEGACY
Open TIME MACHINE and select CHOOSE YOUR LEGACY. Enter the desired after-tax liquid legacy in today’s dollars. The tool attempts to calculate spending adjustments over the relevant periods while resolving funding problems.
If no solution is found, review warnings, account access, priority limits, minimum balances and the legacy target. A failure can reflect funds that are unavailable when needed, not only insufficient final net worth.
When a solution is found, you can apply the proposed expense adjustments to your scenario. A positive adjustment means more spending, while a negative expense represents spending that needs to be removed.
After applying, inspect EXPENSES. Use the Adjust negative expenses tool to distribute reductions over adjustable expense portions.