How are CPP or QPP survivor benefits handled?
Where to find it: CPP/QPP and OAS
For a couple, enter both pension histories and start settings. TIME MACHINE estimates the applicable survivor benefit when a spouse reaches their assumed death date. The survivor amount depends on the pension information and applicable combined-benefit rules; it is not simply the deceased spouse’s pension added in full to the survivor’s own pension.
If you are already widowed, complete the survivor questions offered in the CPP/QPP and OAS setup and review the current pension amounts requested before a TIME MACHINE run.
To understand a projected change, open the detailed year reports immediately before and after the first spouse’s death. Compare the survivor’s own CPP/QPP, survivor component and any sharing transfer.