How are joint expenses divided between spouses?
Where to find it: EXPENSES → Add Expense / Edit
Choose Joint as the expense owner when it is a shared household cost. TIME MACHINE usually allocates it between the spouses in proportion to their taxable income in the calculation, but has the flexibility to allocate more, or all, of it to one spouse if the other does not have enough funds.
For example, a joint $30,000 living-cost entry means $30,000 total. It does not mean each spouse spends $30,000, and Joint does not impose a fixed 50/50 split.
If you need a prescribed split, enter two expenses owned individually, each for the intended share. Review their dates and indexing together so they still describe the same total cost.
A joint expense continues in full for the survivor. An individually owned expense ends with its owner. If you expect the household budget to fall after the first death, set up the appropriate expense periods and death-linked LIFE EVENTS rather than assuming all joint spending is automatically halved.