Does the optimizer follow my automatic savings and priorities?
Where to find it: TIME MACHINE results → TOOLS → WITHDRAWAL OPTIMIZER
If the Withdrawal Optimizer finds a schedule that beats your original scenario, it overrides your automatic savings and priorities in all full years after your retirement date. It uses its own optimized withdrawal (and sometimes deposit) schedule and shows you that result. If it cannot improve on your original scenario, it shows you the original scenario’s result instead.