What does a 100% simulation success rate mean?

Where to find it: TIME MACHINE results → Simulations

The success rate is the percentage of attempted simulations that finished without a cash-flow problem. A 100% rate means all attempted paths met that test for the entered plan. A simulation that cannot finish, for example because a loan cannot be amortized, is reported separately and does not count as a success.

This is not a guarantee of future success or a statement that the budget includes every expense you may incur.

Read the original-spending row separately from any guardrail rows. A rule that reduces spending after poor returns can improve its success rate, while allowing higher spending after good returns can change both success and legacy. The comparison table shows spending and other outcomes alongside the percentage.

Use the legacy distributions and year-by-year ranges too. A successful plan can still have widely varying outcomes, and property value is different from cash available for spending.

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