What is the Wallet balance, and what does $0.25 mean?

Wallet is the projection’s cash-flow clearing account. Income and withdrawals supply it; expenses, taxes and deposits use it. It is not an additional bank account you should populate with assets already entered elsewhere.

After cash flow is resolved, it should be close to zero. A negative balance indicates money still needed to fund the plan. A significant positive balance indicates cash left without an available deposit or spending destination. Small residuals can result from rounding.

Amounts use the currency units displayed in the report. $0.25 means twenty-five cents, not $250 or $25,000. A net deposit of $0.25 is also a cash movement of twenty-five cents.

For a nonzero wallet, examine that year’s warnings and funding or deposit restrictions.