Change expected returns for all investments by their asset classes

These are the default rates by asset allocation that will be suggested when you add individual investments or import them from Wealthica.

We've set the defaults to those suggested by the FP Canada™ recommendations. You can change any of these rates as you wish based on your outlook and investment style, and to consider any fees.

It is highly recommended to check the box for 'Also automatically set the risk for each investment'. If we can calculate the 3-year volatility for the investment from the FUNData market data, the risk measure on a scale of 1 to 20 will be used. If not, an approximate risk measure based on the investment's asset classes will be set. The risk measure is used to calculate risk-adjusted expected returns when rebalancing with the account rebalancing tool and in the TIME MACHINE.

You can apply these immediately to all investments already entered, or if you don't want to change your current rates, you can just save your changes and they will be applied when you enter new investments.

Note that information on mixed-class investments (like balanced funds) provided by FUNData or Wealthica may be wrong. Make sure to review your investment's asset classes. You can rerun this tool after changing the asset classes of any investment to adjust the rates automatically.

The tool is a little dangerous because it will overwrite your currently set rates and risks. If you had set a Capital distribution yield or Return of Capital distribution yield, these will never be overwritten by this tool as these yields are specific for some investments, but it will overwrite the other rates previously set. You may have some specific investments you do not want ever overwritten. For investments you never want to overwrite we also allow that option. Where you edit any investment (except Portfolio investments), you can check if you want the feature to set all investment returns at once to exclude that investment, and its rates will not be overwritten.