Credit card

Please avoid using credit cards if you do not pay off your balance in full each month.

This is an option you can select for the TIME MACHINE to do for you, so that no interest charges are paid. This is set as default and if set, the credit card will never be drawn from, whatever its set WITHDRAWAL PRIORITY and limit.

If you do keep a balance, you should put this loan at the top of your PRIORITIES list for DEPOSIT since credit cards charge a very high rate of interest. You should also put them at the bottom of your PRIORITIES list for WITHDRAWAL.

You can get the information needed on the form from your credit card holder agreement.

1. Yearly interest. It will be calculated daily and paid monthly in the TIME MACHINE.
2. Minimum payment (usually $10, but you can set it higher if you are paying a certain amount every month) and Minimum monthly percentage of balance payment (usually 3%). The higher amount will be paid in the TIME MACHINE if you did not set your balance to be paid in full each month. The maximum amount paid will be the balance after any interest.