The MoneyReady App is a Canadian financial planning program developed by Elisabeth R.M Tillier, Ph.D.
Elisabeth is a retired Computational Biology Scientist and Professor.
The site was developed when she couldn't find easy to use, accurate and unbiased software to plan her finances.
So she studied and wrote her own. It became a passion for helping people reach their financial goals (and helping others to do the same).
The MoneyReady App she developed is easy to use, powerful and accurate and can be used by professionals and individuals. When she is not working on the site, Elisabeth is also following her passion for learning, by pursuing the PFP and CFA designations.
You will learn by doing. You will be better aware of your current financial situation and be able to explore your financial goals. It will help you to learn what you need to know, and once you do, you will find setting up scenarios for the TIME MACHINE simulator easy and even fun!
"been on the hunt for financial planning software that is not tied to selling products. I like your concept." -user from Manitoba Sept 15, 2019
"what you have created here is a really impressive tool that enables the user to take so many factors into consideration in order to see whether their plan is going to work or not. I have looked at other tools and the MoneyReadyApp is the only one so far I am willing to pay for due to its completeness and comprehensiveness." -user from Ontario Oct 20, 2019
"The forecasts I get from my current financial advisor are pretty perfunctory in my opinion, and I like your system better! 😉" - another user from Manitoba Oct 20, 2019
You can get a one-month trial subscription for $50.00 or a full one-year subscription for $150.00 (plus applicable taxes).
At the end of the one-month trial subscription, you can choose to extend the subscription for 11 months (12 months from your original subscription date) for $100.00 (plus applicable taxes).
Advisor subscriptions also have the same free trial and the trial subscription option on their own account, so they can try out the app. They can add client accounts to their subscription and payment for a full year is required immediately for client accounts.
The cost for client accounts is $150.00 per year for the first 5 paid accounts (including your own). For each subsequent client added, this is reduced by $15. This means that the 15th client and up are free. This adds up to a maximum of $1425.00 per year (plus applicable taxes) for up to 300 accounts.
If an email address is provided for the client (this is optional), the client will also be able to login and add/view/edit their own data as if they had registered themselves.
Academic subscriptions are like Advisor subscriptions for journalists, bloggers and academics.
They will be allowed to manage a number of clients, to explore and compare scenarios for the aim of publishing to inform and educate Canadians on financial planning strategies.
Although their client accounts will be free, a regular paid subscription will still be required once the free trial ends.
If you are interested in an Academic subscription, please contact us for for an application.
TIME MACHINE runs will not count if it calculates a positive amount for GIS after the age of 71.
This means that a low income senior collecting GIS can stay on the free trial forever.
Advisors can add low-income senior clients for free.