How can I reserve an account balance for emergencies?
Where to find it: ACCOUNTS and INVESTMENTS
Open ACCOUNTS and INVESTMENTS, edit the account’s properties and enter Minimum balance. This is an account-level setting, separate from a withdrawal PRIORITY limit. The regular TIME MACHINE uses it to limit available voluntary withdrawals, and adjusts the reserve for inflation during the projection.
For example, a minimum of $10,000 in a savings account is intended to leave that reserve while allowing available funds above it to be used. A 0% withdrawal-priority limit has a different meaning: it changes the cash-flow order and can be relaxed by the regular TIME MACHINE when resolving a deficit.
Check the account’s projected year-end balances after running, particularly when using the Withdrawal Optimizer. Its aggregated account model does not explicitly optimize a reserve for each individual account. An optimizer suggestion and the regular TIME MACHINE’s account-level constraints can therefore differ. Use the detailed report to confirm that the reserve you intend is maintained.