Do I need a separate registration for my spouse?
Where to find it: PROFILE → Include spouse → Save and continue
No. Include your spouse in the same household scenario. Open PROFILE, select Include spouse and save, then complete the spouse’s details on the form that opens.
Enter each person’s incomes and accounts with the correct owner, and complete both pension histories. An expense may belong to you, your spouse or the household jointly. A TFSA or RRSP remains individually owned even when both people are in the plan.
When opening TIME MACHINE, continue through both people’s additional-information forms. Having entered your spouse’s account does not automatically supply their contribution room, taxes paid or current pension payments.
The household subscription includes the spouse and, where applicable, one CCPC. Children and other dependents are entered under DEPENDENTS for their financial effects on the household. RESPs and RDSPs can be entered for beneficiaries; an adult child’s separate full financial plan requires their own registration and access.