Thanks.  That answers my questions, very helpful.

I've had the same question.  If the Time Machine run in July recommends withdrawing $20,000 from my RRIF, is it prorated for the last 6 months of the year?  Should I actually withdraw $40,000 for the full 12 months of this year.  I agree that it would be nice to have a non-prorated option for the current year where the full year of Time Machine results could be seen.