From my reading, CPP values are difficult to estimate. Especially when you stop working before 60 and have a number of extra non-contributary years.

I have even attempted to have Doug Ruchey (drpensions.ca) calculate for me but he is no longer offering this service

How accurate have these calculations been on the MoneyReady App? 

It seems quite high compared with other calculators I have used.

I have parsed all my data from my statement of contributions and have checked that they are correct.

Thanks for the responses. This makes sense now. I have read the ebook and many of the help sectiuons on each page, I think I am starting to get it. I am trying to keep things simple at first, and I have put in my info as accurately as possible. More questions to follow.😄

Does the Time Machine always calculate the most tax effiecient way to withdraw funds?

If a legacy is not a priority, is there any benefit to running the optimizer?