Hi everyone,

For completeness, I just wanted to catch up on some recent changes that were either already announced in the other forums or are fairly minor.

  • The REPORT now includes a Table of Contents. It has links to navigate the report on the web or the pdf. 
  • Taxes in the year reports are now broken down by federal, province/territory, CPP, and EI contributions.
  • The Sample report pdf download has been updated.
  • Joint (Not Really) accounts. Useful for Non-Registered accounts that are Joint to avoid probate, but are used as individual accounts to avoid attribution rules and simplify tax filing.
  • CPP/QPP Death Benefit. It will only be calculated if you have not already started taking CPP/QPP.
  • Union dues have been added to the list of deductible EXPENSES.
  • If you have already started U.S. Social Security benefits. If you or your spouse are also currently receiving WEP (including CPP/QPP) or GPO pensions, we now ask you for the amount of the U.S. Social Security benefits you are receiving. This allows for the calculation of the WEP and GPO amounts that were used by the SSA to calculate your benefits (including spousal benefits). The TIME MACHINE will update the amounts as required should you have set further WEP or GPO pensions to be started in the future and will update your benefit calculations.