Is there is table or summary of the assumptions being tested in the 100 model simulations? I ask as I am interested in the assumptions/inputs that drive the worst case scenario for our portfolio and just how bad conditions would have to be for the worst case.

Can I model RRIF’ing at different ages in the MoneyReady App and, if so, how do I do it? It might be obvious in the Time Machine output/report and I may have just missed it. This is a burning question for me as I would like to get a handle on the financial +/-‘s of RRIF’ing early (and at what ages) as it just seems to make good sense for us to do if we are planning to wait to take CPP & OAS until we are 70.

Hi, I am relatively new to the MoneyReady App and not 100% sure I know what I am doing -- that said, I ran the Optimizer for myself and my spouse. I was surprised that the results suggest that I should take CPP at age 66 (my spouse at age 70 which does makes sense). But there are no reasons given as to why age 66 especially as the result is counter to almost everything I have read about the benefits of waiting until age 70 to take CPP. And a second question if I may ... I merged our CPP tables from our Service Canada CPP account. Does the MoneyReady App calculate the CPP benefit to each of us using the same calculation and methodology as Service Canada? And I'll add my thanks to you for developing the MoneyReady App ... I can't tell you how frustrated I have been in working with Financial Planners, PDF output and so little capability of running simulations, what-if's etc. Awesome!