The MoneyReady Forum
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I am confused about the Total Spending result on my TM runs. I plug in that I want $150k spending money (not other entries) at a particular age (71), yet the Time Machine result gives me $165K. Not sure why this is the case. Why would it do this? Is there a way to constrain the TM to provide a hard spending amount?

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Your setup is more complicated than you say.

You have set several spending amounts depending on the date, and added a LEGACY amount. These are hard spending amounts for the TIME MACHINE.

But you’ve also set your top deposit PRIORITY limit to Spending with a 100% limit, so that any excess income amount you have at the end the year will be spent. That’s a “soft amount”. Set that deposit PRIORITY limit to 0% to stay within the hard spending amount, or the TM will spend it all rather than deposit it to accounts/loans in order (and limits) of your deposit PRIORITIES.